26/09/2024

What is UPI Credit Line and how UPI users can avail it?

By Rajesh Londhe, Co-founder & Business Head – Payments, Phi Commerce As featured in The Economic Times, Sep 24, 2024, 11:12:00 AM IST Not many of […]
16/08/2024
Internet banking: The backbone of modern financial transactions

Internet banking: The backbone of modern financial transactions

By Tushar Shankar, Co-founder & Head – Global Sales, Phi Commerce Internet banking has evolved into a secure, efficient, and convenient service for managing high-value transactions. […]
16/04/2024
The importance of SRO in the financial technology sector

The importance of SRO in the financial technology sector

In this vast payment landscape, there is a need for a robust regulatory framework to ensure ethical practices are being followed in the industry. The establishment of the Financial Technology Self-Regulatory Organization (SRO) comes at a crucial stage when multiple fintech platforms are sprawling up across the country.
03/04/2024

Payment orchestration: The new game-changer in digital payments

Payment Orchestration is a digital payments tool to streamline and optimize the payment process, which operates between businesses and merchants, allowing businesses to connect to multiple payment service providers to manage transactions and route them to the suitable provider, all within milli seconds.
03/04/2024
Interoperable net banking from the Reserve Bank of India: Revolutionizing digital payments

Interoperable net banking from the Reserve Bank of India: Revolutionizing digital payments

A big development for digital payments in India has been announced by the Reserve Bank of India (RBI): users will soon be able to pay merchants via net banking, even if the bank and the merchant's payment aggregator are not directly integrated.
12/12/2023
The advent of CVV-less payments in India: A game-changer for the payment ecosystem

The advent of CVV less payments in India: A game-changer for the payment ecosystem

CVV-less payments for tokenized card, the innovative feature introduced by the National Payments Corporation of India (NPCI) for Rupay cards and adapted by major global card networks like Visa and Mastercard is redefining the card transactions in India.
06/05/2022

What is a Payment Aggregator?

The rise of digital payments and the changing consumer trends with the pandemic have meant that businesses/merchants have been forced to switch quickly from a single […]
29/03/2022

Tokenization: the next big innovation for digital transactions

By Rajesh Londhe Over the past few years, India has become the epicentre of digital payments. There has been a sharp rise in online transactions, we […]
10/03/2022

Digital Payments

Digital everything has become the “new normal” over the past two years. The consumer behavior, technology advancements and regulatory policies are collectively pushing the needle for […]
07/05/2019

How Large Merchants are Benefitting From Exclusive Payment Infrastructure

Digital payments whether on mobile or computer, done using card/net banking, UPI or any other payment mode are critical to both online and offline merchants. A […]
25/10/2018

Getting The Omni Channel Retail Strategy Right Using Payments

Earlier this year, U.S retail giant Walmart picked up a 77% stake in one of India’s largest online retailers, Flipkart. The deal was valued at $16 […]
11/10/2018

Yes, Unconventional Sectors Are Embracing Digital Payments In India

Demonetization has indeed brought about a digital revolution in India, don’t you agree? During the initial demonetization days unorganized and unconventional users such as the newspaper, […]
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